Insurance touches all of us every day, usually without us even giving it a second thought. A gecko educates us about the ease of obtaining it, and “Flo” has become the most popular spokesperson on the airwaves. Yet, notwithstanding the ubiquitous presence of insurance in almost every aspect of nearly every transaction, most of us do not identify — let… Read Complete Article...

The era of tax-free rollovers from a donor’s IRA to qualified charities began with the Pension Protection Act of 2006. The ability to use this resource for charitable purposes, limited though it may be, may not seem all that significant, but remember that Americans have trillions in retirement assets. For better or worse, the IRA charitable rollover was enacted as… Read Complete Article...